Ollo Credit Card Bill Pay: Online, Mail, Mobile Payment 2023

How to pay the Ollo credit card bill online, by Mobile, and through the Payment address? What are the different ways to make an Ollo card payment?

Check everything you need to know about the Ollo card payment and find out which payment method will be more suitable for you.

Quick Payment

  • Pay by visiting the official Ollo card web portal at OR
  • Pay by calling to customer service number at 1-877-494-0020 OR
  • Mail your check or money order to the below address
    Ollo Card Services
    P.O. Box 660371
    Dallas, TX 75266-0371

How to Pay Ollo Credit Card Bill?

It’s necessary to pay your Ollo credit card bill every month to avoid late payment penalties and a high interest rate. Paying the Credit Card bill is a very easy process. Multiple ways are available that customers can use to pay the account bill.

All customers can pay their Ollo Credit Card bills in different ways as mentioned below.

  1. Online Payment
  2. Payment by Mail
  3. Automatic payment
  4. Payment through the mobile app
  5. Phone payment:

i-Online Payment through website:

Ollo Credit Card online payment facility through the payment center is available for all Ollo cardholders and it is recommended for everyone.

The online account is very easily accessible through the online website or the mobile app and customers can use this method to pay their card bill anytime anywhere.

To make an online payment, Log In to your Ollo card account at and visit the Bill Pay section, enter the desired payment amount, and pay your card bill through any available payment method.

The below-given steps are required to pay the card bills through an online account.

  1. Visit the Official Ollo Card Website.
  2. Login to Your Ollo Account.
  3. Visit the Bill Pay Section.
  4. Enter Payment Details.
  5. Verify Details and Pay Card Bill.

Let’s check out the complete details of each step below.

Step 1. Visit the Official Ollo Card Website.

First of all, you will have to visit the official website. You can access the Ollo credit card website at

Step 2. Login to Your Ollo Account.

After visiting the official website, You will see a login form on the homepage. If you don’t find the login form then click the Sign In link in the top right side to open the login page.

Ollo Credit Card login page

Enter your Ollo username and password in the login form and log in to your account.

Note: To register a new account and recover your account, visit the Ollo Credit Card login page and check all instructions.

Step 3. Visit the Bill Pay Section.

After login to your account, you will be redirected to your account dashboard page. Now navigate to the Bill Payment section through the account dashboard. A Bill Pay quick link is also available on the account dashboard page.

Step 4. Enter Payment Details.

  • In the Bill Pay section, check the payment information and the due amount you have to pay.
  • After that, add a payment account such as your checking account for payment purposes if you haven’t added it yet. It is a one-time step for all future payments.
  • After that, enter the payment amount you wish to pay such as full statement balance, minimum payment, or any custom amount.
  • Select the payment date to schedule your payment.
  • Enter any other detail if required.

Step 5. Verify Details and Pay Card Bill.

Finally, verify all information and pay your card bill. You can make an online payment through your checking or savings account. Please note that you can not pay your bill through any other credit card.

ii-Ollo Bill Payment by Mail:

Customers can also use the Mail payment facility available for all. You can also send a Check OR Money order by Mail at the official payment address.

Customers can send their payment at the below-mentioned payment address. Also, write the Credit Card account number on the backside of the check.

Ollo Credit Card Payment address:

Ollo Card Services
P.O. Box 660371
Dallas, TX 75266-0371


  • It is recommended to check the payment address and instructions for the Mail payment written on the billing statement.
  • You will have to send the payment in the return envelope including the remittance slip available with your billing statement.
  • Also, don’t mail a postdate check as it will not guarantee credit to your account.

iii-Ollo Card Automatic Payment:

An automatic payment facility is also available through your online Ollo account. It is beneficial for those customers who want complete peace of mind and don’t want to track the payment due date, amount, etc. every month.

In the automatic payment system, the required payment amount will get debited from your bank account every month on the billing due date.

Customers will be notified about the automatic payment. Customers can also set up payment-related alerts to receive a notification every time an automatic payment is made.

To enroll in the automatic payment…

  • Visit the official website and log in to your account
  • Visit the payment section through your account dashboard page.
  • Click the Automatic Payment option.
  • Enter all information required for the auto pay settings and complete your enrollment process.

iv-Ollo Mobile App Bill Payment:

The mobile app also offers an online payment facility. The process is similar to the payment through the online website and differs only in the account access process.

  • Download the Ollo mobile app on your smartphone.
  • Open the Ollo mobile app and log in to your account.
  • Visit the payment section and pay your monthly bill.
  • You can also click the Pay Now quick link on the account home screen.
  • Due date, minimum amount, last statement balance, and credit limit information are available on the home screen of your account on the mobile app.
  • Customers can also schedule one-time and recurring payments through the mobile app.

v-Ollo Phone Payment:

Customers can call the Ollo customer service number at 1-877-494-0020 and pay the credit card bill with the help of the automatic dialer system.

Important Points Regarding Ollo Bill Payment

  • Customers must pay at least the minimum payment amount before the due date to avoid any late payment penalty.
  • Set an alert to get the payment notification every month.
  • All payments must be paid in U.S. Dollars
  • In the case of Mail payment, the U.S. Bank account must issue a check.
  • Don’t make an overpay as it is not a good practice and you will not get any interest.

Ollo Credit Card Late/Returned Payment Penalty and Interest Rate

Ollo applies a late payment penalty on all accounts if customers do not make their credit card payment before the due date. Once the Ollo credit card bill is generated, all customers get at least 25 25-day window to pay their card bill. Customers are requested to pay their card bill during this 25-day duration.

If a customer fails to make the payment then the late penalty will be charged and the remaining amount along with the interest charges on the remaining balance will be added to the next billing cycle.

Ollo does not charge a returned payment penalty or an ‘over the limit’ fee.

If the customer uses the balance transfer or cash advance facility offered by Ollo card services then applicable interest will be charged on the transaction date.

As per the cardholder agreement, all payments must be paid before 5 PM (ET) on the due date to avoid a late payment penalty.

APR for purchases23.99% – 28.99%
This APR will vary with the market based on the Prime Rate.
APR for Balance Transfers23.99% – 28.99%
This APR will vary with the market based on the Prime Rate.
APR for Cash Advances23.99% – 28.99%
This APR will vary with the market based on the Prime Rate.
Penalty APRNone
Minimum interest chargeIf you are charged interest, the charge will be no less than $1.50.
Late payment penalty$29 for the first time and $40 for the next occurrence within the next six billing cycles.
Returned payment penaltyNone
Over the LimitNone


  • Please note that the penalty and interest charges we are sharing below are available in the Cardmember Agreement issued by Ally Bank for consumer credit cards.
  • The below information may vary for different Ollo consumers and depends on the credit card offer you get as per your creditworthiness.
  • For the most accurate information, we suggest you check the card member agreement issued specifically to you.
  • If you don’t have your cardmember agreement then you can request that by calling Ollo Card Services toll-free number at 1-877-494-0020.

Note: Above APR, Fees, Charges, and Penalties are accurate as of September 30, 2022. For the most updated information, please check your card member agreement.

How to Avoid a Late Payment Penalty on Ollo Credit Card?

As we all know all customers pay high interest charges and penalty fees if they fail to pay their credit card bill. There are several measures customers can take to avoid late payment penalties.

On-time Payment:
This is the basic rule every customer must follow and pay their credit card bill before 5 PM on the due date to avoid a late fee penalty.

Automatic Payment Plan:
Automatic payment is another option that helps customers to avoid late fee penalties. Customers can log in to their Ollo account and enroll in the automatic payment. Now every time the Bill is generated, customers don’t have to do anything. Their bills will be paid automatically through their bank account.

Set payment alerts:
Payment alerts are another good option that reminds you about the due date and total outstanding amount through text message or email. Customers can set up alerts through the Ollo account by logging in to the online website or mobile app.

Check Your Bank Balance:
Customer must also ensure enough balance in their account if they have already set up an automatic or recurring payment plan or have sent a check through Mail. Bank Balance must be more than the total monthly outstanding balance on the Ollo credit card account.

Schedule Your Payment:
Customers can also schedule their payments for any date before the due date. It will help to make the payment on time if a customer has already scheduled the payment in advance.

Authorized User:
Ollo customers can add an authorized user to their account if they trust the person. The authorized person can make the Ollo credit card payment on behalf of the primary cardholder account. In this way, it is very helpful to make payment if the primary cardholder is not available.

Ollo Payment-Related Questions

What is the Ollo Credit Card minimum payment?

The minimum payment due amount every Ollo card customer will have to pay in each billing cycle will be calculated as per the below-mentioned criteria.

The minimum payment will be the same as the amount you spent (if less than $27) OR
The minimum payment will be greater than $27 OR
It will be a total of 1% of the New Statement Balance plus any Interest Charges plus any Late Fee.

If you have not paid any past statement due then it will also be included in the minimum payment including any interest charges and penalty amount if applicable.

When will my payment be credited to my Ollo account?

If you are making a payment by Mail to Ollo card services then it will be credited to the customer account as per the below criteria.

-Payments will be credited on the same day if received before 5 PM.
-It must be shared with the remittance slip and mailed to the correct address.
-Check must be drawn in U.S. dollars on a U.S. financial institution. A U.S. dollar money order will also work.
-Payments received after 5 PM will be credited on the next working day.

Online payment, mobile payment, or phone payment will also be credited on the same day if customers make it before 5 p.m.

Other payments may be delayed up to 5 days to credit into your account.

What if my Ollo payment gets delayed?

In case you did not make a minimum payment on or before the due date, a late penalty will be applied to the payment amount, and you will have to pay the required charges and interest amount if applicable.

Currently, the late payment penalty is $29 for the first occurrence and it will be $40 for the second or more occurrences that happen within six billing cycles.


We have shared all the possible ways to make Ollo Card Payments and tips related to avoiding late payment penalties and high-interest charges in this article. We have also shared the step-by-step process for each payment method. It’s very easy to make a monthly payment on the Ollo card bill if you follow the correct steps that we have shared in this article.

Finally, thanks for reading this article. We request you to share this article if you find it helpful.

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